Homeowners Building Their Own Home

Do they need Workers’ Compensation insurance? The answer depends on a number of factors, according to a panel of experts from the Independent Insurance Agents & Brokers Association. Some states exempt homeowners building their own home from the requirement to carry WorkersRead The Full Article »

OSHA Updates Fall Protection Standard

  Information worth reviewing OSHA has produced an excellent training video and checklist that was recently released by Builders Mutual Insurance Company on the new OSHA fall protection directive. This is information worth knowing and implementing since falls are theRead The Full Article »

Subcontractor and Employees

What’s the difference? Many of our builder clients ask us about the difference between an employee and a subcontractor or independent contractor for purposes of Workers Compensation and tax withholding. There are a number of rules of thumb on thisRead The Full Article »

Workers’ Comp Claim for an Excluded Owner

One of our builder insurance clients recently posed the following question: Could a builder who is excluded under his own policy be stuck with a workers comp claims for the owner of a subcontracting company who is not covered under his own Workers’ CompensationRead The Full Article »