Contractual Risk Transfer

Understanding indemnification, additional-insured status, and waivers of subrogation Upper-tier contractors commonly attempt to contractually transfer the risk of loss to lower-tiered contractors, such as subcontractors. The most common contractual risk transfer tools are indemnification/hold harmless clauses, request of additional insuredRead The Full Article »

Drywall Contractors May Defeat Pollution Exclusion

State courts will rule on Chinese drywall lawsuits Attorneys Jeff Vita and David Jordan explain in excellent article how contractors who are being sued for Chinese drywall problems may defeat their General Liability carriers’ use of the pollution exclusion toRead The Full Article »

Builders/Subs Face Huge Uninsured Losses

Exclusions may impact Chinese drywall claims General Liability carriers specializing in contractor insurance for builders and drywall subs are sweating it out over the potentially massive claims dollars that could be paid out in litigation, settlement, and adverse jury verdictsRead The Full Article »

Surviving Your Insurance Audit

What contractors need to know BEFORE the auditor arrives Insurance audit. Just these simple words can trigger very negative emotions for a contractor!  In this blog I will attempt to help prepare you for your next Workers Compensation and/or GeneralRead The Full Article »