Increasing loss ratios One factor that insurance companies use to underwrite your contractors Workers’ Compensation insurance policy is loss ratio. Simply put, your loss ratio is the dollar amount of losses divided by premium. A contractor with a loss of $10,000Read The Full Article »
S.C. Supreme Court reaffirms ruling on “no occurrence” Home builders in South Carolina are still partially protected under the standard General Liability policy form against the “no occurrence” claim denial strategy used by many insurance carriers to totally deny workmanship claims for both faulty andRead The Full Article »
An innovative new product called “home value warranty” is being offered by Isential, Inc. of Dallas. This product is sold in conjunction with spec and custom homes and it protects the buyer against having to take a loss on resaleRead The Full Article »
I came across an excellent article that provides new information on the depth of this crisis. However, I believe that the damage estimates on a per house basis may be too low. “We know that some of the builders areRead The Full Article »
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