Homeowners Policy and Chinese Drywall Damage

A federal judge has ruled that a homeowner’s insurance policy does not have to pay for damages caused by faulty Chinese drywall.  With Chinese drywall continuing to be a concern for homeowners, the judge’s ruling could affect how thousands of lawsuits byRead The Full Article »

Chinese Drywall Problems Are Huge

“The property loss from Chinese drywall could exceed every U.S. hurricane except Katrina and Andrew.” The complaints received by the Consumer Products Safety Commission show that the impact of Chinese drywall will be widespread.  Between 2004-2006, an estimated 500 millionRead The Full Article »

Subcontractor and Employees

What’s the difference? Many of our builder clients ask us about the difference between an employee and a subcontractor or independent contractor for purposes of Workers Compensation and tax withholding. There are a number of rules of thumb on thisRead The Full Article »

Workers’ Comp Claim for an Excluded Owner

One of our builder insurance clients recently posed the following question: Could a builder who is excluded under his own policy be stuck with a workers comp claims for the owner of a subcontracting company who is not covered under his own Workers’ CompensationRead The Full Article »