Construction defect is defined as “property damage” to your work. In the case of a builder, “your work” is normally the entire house or construction project.
The cause of construction defect is usually defective design, defective product, or defective installation or a combination of all three.
Property damage to your work is evidenced by problems such as fire damage, water damage, moisture damage, bending, warping, cracking, breaking, sagging, chipping, fading, peeling, mold, fungus, pollution, and so forth.